Boost Credit is building the region's first tiered credit builder platform, designed to bring credit access to the millions of young, digitally-active consumers who are routinely excluded by traditional banks across Pakistan, Qatar, Oman, and the wider Middle East
Boost Credit is building the region's first tiered credit builder platform, designed to bring credit access to the millions of young, digitally-active consumers who are routinely excluded by traditional banks across Pakistan, Qatar, Oman, and the wider Middle East. Across our target markets, credit penetration remains remarkably low relative to digital adoption. Pakistan has only 2 million credit cards for 240 million people. Gulf states host millions of expatriate workers and young nationals with limited or no credit history despite steady incomes. The common thread: outdated underwriting models that ignore how people actually earn, spend, and save today. Our platform uses AI-driven alternative data scoring, drawing on mobile usage patterns, digital wallet histories, e-commerce activity, remittance flows, and gig-platform earnings, to underwrite credit for people traditional models overlook. Customers start with a secured "Starter" card to build their credit history, graduate to a risk-based "Growth" card with expanded limits and rewards, and eventually access a premium "Elevate" card that competes directly with bank offerings. We are backed by a team of fintech leaders with deep experience across JazzCash, Mastercard, and some of the region's largest commercial banks. Our initial launch market is Pakistan, with expansion into Qatar and Oman planned in 2026, serving both local populations and the large expatriate workforce across the Gulf.
Boost Credit is building the region's first tiered credit builder platform, designed to bring credit access to the millions of young, digitally-active consumers who are routinely excluded by traditional banks across Pakistan, Qatar, Oman, and the wider Middle East
Boost Credit is building the region's first tiered credit builder platform, designed to bring credit access to the millions of young, digitally-active consumers who are routinely excluded by traditional banks across Pakistan, Qatar, Oman, and the wider Middle East. Across our target markets, credit penetration remains remarkably low relative to digital adoption. Pakistan has only 2 million credit cards for 240 million people. Gulf states host millions of expatriate workers and young nationals with limited or no credit history despite steady incomes. The common thread: outdated underwriting models that ignore how people actually earn, spend, and save today. Our platform uses AI-driven alternative data scoring, drawing on mobile usage patterns, digital wallet histories, e-commerce activity, remittance flows, and gig-platform earnings, to underwrite credit for people traditional models overlook. Customers start with a secured "Starter" card to build their credit history, graduate to a risk-based "Growth" card with expanded limits and rewards, and eventually access a premium "Elevate" card that competes directly with bank offerings. We are backed by a team of fintech leaders with deep experience across JazzCash, Mastercard, and some of the region's largest commercial banks. Our initial launch market is Pakistan, with expansion into Qatar and Oman planned in 2026, serving both local populations and the large expatriate workforce across the Gulf.