We provide equitable credit options and financial resources to immigrants, expats, and visa-holders to build a future in the U
We provide equitable credit options and financial resources to immigrants, expats, and visa-holders to build a future in the U.S. LendKoi empowers millions of credit-invisible individuals to achieve financial stability. Working in the financial industry with several expat colleagues, LendKoi's founder, Mobin Koohestani, saw firsthand that immigrants are "creditworthy but invisible" simply because they lack U.S. credit history. Immigrants represent one of the largest underserved financial segments in the U.S. Despite having significant salaries, college degrees, and strong financial backgrounds abroad, 20M+ immigrants are treated as high-risk borrowers because moving to the U.S. resets their financial credibility to zero. LendKoi's proprietary underwriting engine is specifically designed to assess creditworthiness of immigrants and enable access to credit with competitive rates, flexible limits, and fair terms without requiring a U.S. credit score or citizenship. Personal loans up to $10,000 No U.S. credit score or citizenship required Competitive rates, flexible limits, fair terms Fast, simple application Encrypted and secure Build your U.S. credit profile from day one