PayJoy is a mission-driven financial technology company providing secured point-of-sale credit and card offerings to underserved customers in emerging markets
PayJoy is a mission-driven financial technology company providing secured point-of-sale credit and card offerings to underserved customers in emerging markets. Its proprietary mobile-device locking technology helps secure smartphone financing, while machine learning, data science, and anti-fraud AI support credit decisions and fraud prevention. The company operates as a Public Benefit Corporation and aims to expand responsible access to formal credit.