PayJoy provides financial services to underserved individuals in emerging markets, allowing them to purchase smartphones and pay for them over time using a buy now, pay-as-you-go model
PayJoy provides financial services to underserved individuals in emerging markets, allowing them to purchase smartphones and pay for them over time using a buy now, pay-as-you-go model. The smartphones serve as collateral for the loans, enabling access to credit without traditional banking requirements.