Reg42

Financial institutions keep a system of record for every trade, account, and dollar. The compliance program that governs it all is still stitched together by hand: obligations in registers, controls in documents, evidence across systems, and the logic connecting them in people's heads. AI is ready to take on that work. An institution can only rely on it if every step can be traced, explained and defended to an examiner. That is what Reg42 is building: the system of record for compliance. Your entire compliance program. One intelligent system. CLHEAR - A common language: An open-source ontology and method make regulatory texts machine-readable and trace every obligation to the controls, roles, and evidence that satisfy it, from the clause to the proof. Reg42 OS - One operating system: The OS runs the whole program. It connects your data, from trading and communications to KYC, payments, HR and IT, and brings every application, role and process under one standard: the obligation it serves. It shows where you stand, item by item. It closes gaps by generating documents, assigning roles, installing apps and running workflows, with AI agents taking on the repeatable work across all three lines of defense. It captures the evidence and audit trail as the work happens. And when a rule changes, it updates the program and routes the fix to its owner. Solon - An intelligence layer: Frontier models know the law. Solon knows your firm: it answers questions about your program with the clause, control and evidence behind every answer. Designed for how financial institutions are examined: it runs in your own cloud, your data stays with you, every app and agent passes the same gates for security, audit trail, accuracy and cost, and a named person stays accountable for every decision. The goal: automate the entire compliance program at a fraction of today's cost, keep accountable people in charge, and prove it to the regulator on any given day. Don't panic. The answer is 42.