29 VC firms investing in enterprise software and insurance at the Pre-Seed stage.
F4 Fund tracks 29 VC firms that actively invest in enterprise software + insurance at the Pre-Seed stage, with check sizes ranging from $10K – $100M (median: $2M – $2M). As of June 2026, and 83% lead or co-lead rounds. Rankings are based on F4's proprietary analysis of 1,358+ researched VC firms, scored by data completeness, portfolio depth, investment recency, and stage alignment.
| # | Firm | Check Size | Portfolio | Leads? | Activity | Decision | Intro |
|---|---|---|---|---|---|---|---|
| 1 | ▶ Better Tomorrow Ventures Financial technology will create a better tomorrow. We invest in experienced operators solving real fintech problems with deep domain expertise. We're an extension of your founding team, not just capital. | $500K – $4M | 58 | Leads | Active | ~2 wks | — |
| 2 | ▶ OCA Ventures We help bold, creative, and humble founders build great companies by providing hands-on operational support, strategic guidance, and valuable ecosystem connections. We specialize in fintech, insurtech, digital health, and enterprise software where we can add deep value beyond capital. Chicago | $1M – $3M | 74 | Both | Active | ~2 wks | Open |
| 3 | ▶ Deciens Capital Financial services are the foundational infrastructure of modern society. The sector is ripe for disruption through technology and deep understanding of structural inefficiencies. We back visionary founders at the earliest stage who are transforming how capital, risk, and financial access operate globally. Albuquerque, New Mexico | $1M – $15M | 21 | Leads | Active | ~1 mo | Open |
| 4 | ▶ Blank Ventures Advancing the economic yield of financial innovation at the intersection of fintech and commerce infrastructure. Small, operator-led team that concentrates capital, networks, and resources on limited set of long-term partnerships. San Francisco | $500K – $2M | 19 | Leads | Active | ~2 wks | Req'd |
| 5 | ▶ Commerce Ventures We partner with entrepreneurs building the platforms and infrastructure required for the future of retail, payments, banking and insurance. We invest in B2B commerce infrastructure that enables businesses to serve customers better. Rather than chasing consumer adoption, we build portfolios around the Commerce Continuum—interconnected solutions spanning retail, payments, banking and insurance. San Francisco | $100K – $5M | 30 | Follows | Active | ~1 mo | Open |
| 6 | ▶ Propel Venture Partners Backs early-stage founders rebuilding how financial value is created, moved, secured, embedded, and governed, especially across fintech, financial infrastructure, AI-native financial workflows, payments, crypto infrastructure, insurance, and enterprise software for regulated institutions. San Francisco | $500K – $5M | 44 | Both | Active | ~1 wk | — |
| 7 | ▶ Kearny Jackson The first investor for ambitious and relentless technology founders building transformative B2B companies. Kearny Jackson partners with founders at the moment of greatest conviction and product clarity, providing capital, strategic guidance, founder coaching, and access to deep networks. San Francisco | $100K – $5M | 35 | Leads | Active | ~2 wks | Req'd |
| 8 | ▶ FoundersEdge UX is the new defensibility. As AI commoditizes the cost of building software, the competitive moat shifts to user experience and human-AI interaction design. FoundersEdge backs experienced, multi-time founders building AI-native software for legacy industries. Boston | $150K – $200K | 12 | Leads | Active | — | Open |
| 9 | ▶ AltaIR Capital Back focused founders solving real problems in markets they understand deeply, with clarity, discipline, and drive. Seek companies with motivated teams, strong product vision, scalable business models, and large addressable markets. San Francisco | $1M – $25M | 40 | Leads | Active | ~1 mo | Open |
| 10 | ▶ MGV Top-performing SaaS venture fund that identifies exceptional founding talent at the earliest stages and takes an active role in their growth — particularly in scaling go-to-market and sales teams. Prioritizes founding team potential over traction or revenue metrics. San Francisco | $500K – $750K | 28 | Follows | Active | ~2 wks | Open |
| 11 | ▶ Crystal Venture Partners Back early-stage technology companies modernizing insurance, risk, and resilience, especially AI-enabled B2B infrastructure for underwriting, claims, brokerage, distribution, premium movement, financial operations, and risk-data workflows. New York | $1M – $3M | 18 | Both | Active | ~1 mo | Req'd |
| 12 | ▶ Elevar Equity Fund economic resilience of underserved entrepreneurial households through early-growth capital in businesses where impact and commercial performance are structurally aligned. Invest in companies democratizing access to essential products and services across financial inclusion, education, healthcare, agri-supply chains, and MSME solutions. Seattle | $1M – $2.5M | 23 | Leads | Active | ~2 mo | Open |
| 13 | ▶ Hico Ventures Advance AI toward AGI through infrastructure and middleware investments. For blockchain, back companies integrating digital assets with existing financial systems or providing compliant alternatives. Aspire to be the first institutional check into category-defining startups. Palo Alto | $250K – $1M | 8 | Both | Active | — | Open |
| 14 | ▶ AV8 Ventures Partner with visionary founders to build category-defining companies in healthcare, enterprise software, fintech/insurtech, and deep technology. Provide deep operational support, board participation, and access to domain expert network. Focus on companies solving problems in regulated or data-rich industries. Leverage Allianz's unique vantage point on risk, data, and regulation to identify opportunities at intersection of innovation and regulatory necessity. Palo Alto | $500K – $10M | 22 | Leads | Active | ~2 wks | Open |
| 15 | ▶ ResilienceVC Seed-stage embedded fintech startups that build financial resilience for Americans by improving income generation and expense management, risk mitigation and recovery, and asset and wealth building. Washington | $500K – $2M | 14 | Leads | Active | — | Open |
| 16 | ▶ Anthemis Group Architect a more equitable, sustainable and human-centered digital economy where technology and innovation work together in service of a better society. We deploy financial, human and intellectual capital in service of a better system, backing early-stage founders at intersections of industry, technology and society. London | $1M – $10M | 19 | Leads | Active | ~1 mo | Req'd |
| 17 | ▶ AIX Ventures AI-native companies where artificial intelligence is the core product and competitive moat, not just a feature. Three investment baskets: (1) AI infrastructure (vector databases, model serving, optimization), (2) vertical applications with 20%+ performance advantages, and (3) frontier research with clear commercialization paths. Palo Alto | $750K – $3M | 25 | Leads | Active | ~1 wk | Open |
| 18 | ▶ ff Venture Capital ffVC invests in driven problem-solvers building high-potential companies in emerging industries: AI, Manufacturing, Energy, Robotics, and Security. We provide capital alongside deep operational expertise, board participation, and access to a 35,000+ founder and investor ecosystem. We bet on founders with industry expertise, clear paths to $100M+ revenue, and defensible competitive advantages. New York | $300K – $700K | 22 | Leads | Active | ~2 mo | Req'd |
| 19 | ▶ White Star Capital Technology companies are becoming intertwined with the global economy more so than ever before. The most compelling founders build businesses through a broader world view. White Star Capital backs globally ambitious entrepreneurs at Series A, B, and Seed stages across North America, Europe, and Asia, helping them scale internationally through deep local presence on three continents. London | $1M – $25M | 41 | Leads | Active | ~1 mo | Open |
| 20 | ▶ Debut Capital Early-stage venture capital for IT and Biotech companies in Colorado Front Range and Mid-Atlantic. Focus on experienced founding teams solving important problems with potential for significant financial returns. Patient capital approach with operational support and deep regional networks. New York | $500K – $5M | 48 | Leads | Active | ~2 wks | Req'd |
| 21 | ▶ Expansion Venture Capital Entrepreneurs, not VCs, build great companies. We invest early in great & passionate entrepreneurs and serve as long-term partners. Available 24/7 to help founders with mentorship, product-market fit, fundraising, business development, customer acquisition, talent sourcing, and strategic partnerships. New York | $250K – $1M | 30 | Leads | Active | ~1 wk | Open |
| 22 | ▶ Expa We build category-defining companies through a combination of design, product, operations, and capital. We identify market gaps, pair brilliant founders with Expa's studio resources, and help them build companies that reshape entire industries. San Francisco | $500K – $5M | 60 | Leads | Active | ~1 wk | Open |
| 23 | ▶ 57O Investments Fast, low-friction early-stage checks for founder-led technology companies, with operator help and network leverage rather than heavy process. Miami Beach, FL | $10K – $99K | 5 | Follows | Active | ~1 wk | Open |
| 24 | ▶ Euclid Ventures Vertical AI will create hundreds of billions of enterprise value over the next decade. We back domain-expert founders building purpose-built AI solutions for specific industries from Day Zero — pre-product, pre-traction, pre-everything. San Francisco | $500K – $2M | 18 | Leads | Active | — | Open |
| 25 | ▶ TenOneTen Ventures Technical founders backing technical founders. We invest early in technical teams transforming major industries facing existential threats and tremendous opportunities. We target essential sectors—healthcare, logistics, real estate, manufacturing—where technical innovation solves critical problems. Los Angeles | $250K – $5M | 24 | Leads | Active | ~2 wks | Open |
| 26 | ▶ Daring Ventures Extraordinary talent is equally distributed. Extraordinary opportunity is not. We invest in non-obvious founders building critical infrastructure for overlooked markets—solving operational friction in complex industries with real relationships, judgment, and expertise. | $250K – $1M | 4 | Follows | Active | ~1 wk | Req'd |
| 27 | ▶ Kaedan Capital Entrepreneur-centric private investment firm backing Israeli-related seed to early-stage ventures across diverse technology areas. Patient partners who allow founders to build global tech companies at their own pace. Tel Aviv | $250K – $1.5M | 21 | — | Active | ~1 mo | Open |
| 28 | ▶ Cathay Innovation Startups positioned as transformation partners with Fortune 500 corporates create the most impactful solutions. We believe the next generation of market leaders will emerge through collaborative innovation between startups and incumbent enterprises, supported by global expertise and capital. Paris | $5M – $100M | 16 | Both | Active | ~1 mo | Req'd |
| 29 | ▶ TheoryForge Operator-led fund investing in ambitious founders building transformative AI applications. We partner with technical founders who understand AI/ML deeply and are solving real customer problems with capital efficiency. Great product is always the best marketing. | $200K – $500K | 38 | Both | Active | ~2 wks | Req'd |
Investors on this page also frequently invest in these sectors
What other stages do these firms also invest in?
What other sectors do these firms also invest in?
Firms that frequently co-invest with investors on this page
F4 Fund tracks 29 VC firms that actively invest in enterprise software + insurance at the Pre-Seed stage. These firms are ranked using a composite score that weighs data completeness (30%), portfolio depth (30%), investment recency (25%), and stage alignment (15%).
Based on F4's analysis, the median check size for pre-seed enterprise software + insurance investors is $2M – $2M, with a full range from $10K – $100M. The distribution breaks down as: 3 firms in the <$500K range, 6 firms in the $500K-$1M range, 5 firms in the $1M-$2M range, 9 firms in the $2M-$5M range, 3 firms in the $5M-$10M range, 3 firms in the $10M+ range.
Among the 29 firms tracked, 83% lead or co-lead rounds, and 14% typically follow. Founders seeking a lead investor should filter for firms marked "Leads" or "Both" in the rankings table above. Lead investors typically set deal terms and anchor the round.
The best pre-seed enterprise software + insurance investors combine domain expertise with an active portfolio in the space. Among these firms, 33% prefer warm introductions, and the average firm has 28 portfolio companies. Look for firms whose check size matches your raise, whose stage preference aligns with yours, and who have a track record of supporting companies in your sector through multiple growth phases.
Firm profiles are continuously updated through F4's research pipeline, which combines LLM-powered web research, portfolio analysis, and transcript extraction. The ranking data refreshes every 12 hours. Editorial analysis is reviewed weekly. Individual firm profiles are re-researched on a 30-day cycle or when new information surfaces.